You are eligible to apply for Government Staff Loan if you are a currently employed government staff or a retired government staff with the following vinculum:
Currently Employed Government Staff
Retired Government Staff
Pension is paid by Macao Pension Fund (Fundo de Pensões de Macau).
* Please note that even though your Loan Outstanding is not fully repaid, you can still apply for a new Loan. Under such circumstance, you need to settle your Loan Outstanding upon receipt of the new Loan.
Fill in Loan Application Form
Fill in Customer's Letter of Consent of Personal Credit Report
According to the requirements of the Monetary Authority of Macao, a credit institution must apply for a Personal Credit Report of the borrower and the personal guarantor of the relevant loan (if applicable) through the Credit Database Platform when it approves an application of a personal loan. The prior express consent of the client and the guarantor (if applicable) shall be obtained for this purpose. Letter of Consent must be submitted together with the Loan Application Form.
Submit the completed Application Form, Letter of Consent together with a photocopy of your identity card to your Government Institute. Application Form, Letter of Consent and documents are to be sent to Macao Postal Savings for approval via your Government Institute. Government Staff of Corpo de Polícia de Segurança Pública, Corpo de Bombeiros and Direcção dos Serviços das Forças de Segurança de Macau have to submit Application Form and Letter of Consent to Macao Postal Savings.
The signature on Application Form and Letter of Consent should correspond to that shown on your identity card.
Loan Application Form and Letter of Consent can be obtained from the webpage of Macao Postal Savings, the Macao Postal Savings and the Government Institute by which you are currently employed.
Loan applications will be approved within three working days from the date of receipt of all necessary documents for said approval.
Once the Loan is approved, you can bring along your identification document to receive the Loan at Macao Postal Savings.
If you want to calculate the Loan Amount and Amortization Period, please fill in:
Please fill in integer.
For further information, please call or visit us during office hour.
Service Location: 4 th Floor, Macao Postal Savings Building, Rua da Sé, Macau
Hotline: (853) 8396 8304 / (853) 2838 9449